Research archive
Fintech
- Accounts & Keys
- Activitypub
- BizTechTrends
- ChipprAGI
- Custody & Multisig
- Custody & Settlement
- Dust&Hash
- Earning & Yield
- Fairwins
- Finance Professional Series
- fukuii
- Gasless Rails
- Identity & Access
- Knowledge Base
- Metaverse
- Money, Yield & Markets
- Payments & Markets
- Research
- SpaceTech
- Wallet & Keys
- Zero Knowledge
-

Passkeys and Smart Accounts: A Wallet With No Password to Write Down
Remember the crypto wallet that handed you twelve random words and told you to guard them with your life? That is where most normal people quit. There is a better…
· 5 min read -

Sponsored Gas Without a Vendor: How “No Network Fee” Became True
Our passkey wallets had a broken promise: the confirm screen said “sponsored — no network fee,” but with nothing set up to cover it, a member holding only USDC couldn’t…
· 6 min read -

Tokenized Cash as the Unit of Settlement: What a Stablecoin Actually Is on the Books
When an application settles in “dollars,” a finance professional asks the right question: a claim on what, held by whom, redeemable how? A bank deposit, e-money, a money-market share, and…
· 7 min read -

What Is DeFi Lending, and Where Does the Yield Come From?
Where does crypto “yield” actually come from? It’s worth being blunt about, because the honest answer separates real earning from too-good-to-be-true schemes. DeFi lending is the oldest idea in finance…
· 5 min read -

What Is a Stablecoin?
Ever wonder how a crypto app can hold “200 dollars” for you when crypto prices swing all day? The answer is stablecoins — and they’re the quiet foundation under nearly…
· 4 min read -

Put Your Idle Crypto to Work: Staking Comes to FairWins
Most crypto in a wallet just sits there. Today we gave it a job: staking is now live on FairWins. Open Finance → Earn → Staking, pick an asset, and…
· 5 min read -

What “Be Your Own Bank” Actually Means
Who actually holds the money in your bank account? Not you — the bank does. Crypto offers a different deal called self-custody, sometimes described as “being your own bank.” But…
· 5 min read